Ameris Bancorp (ABCB) Financials
Key financial figures for Ameris Bancorp (Q3 2026).
Ameris earned $1.73 per diluted share in Q3 2026, up from $1.54 a year earlier, with net interest income 8% higher. Net income was $116.1 million, or $1.73 per diluted share, versus $106.0 million, or $1.54, in Q3 2025; adjusted diluted EPS was also $1.73 (non-GAAP), and nine-month net income was $278.0 million versus $303.8 million a year earlier. Net interest income was $257.7 million versus $238.0 million in Q3 2025, and net interest margin (TE) was 3.87% versus 3.80% a year ago and 3.88% in Q2 2026. Efficiency ratio was 49.32% (adjusted 49.15%, non-GAAP) after Q2's 74.45% reflected an $82.5 million litigation accrual; Q3 carried a $1.7 million litigation accrual. Figures are for Q3 2026, as Ameris Bancorp reported them.
- Revenue
- $432M
- Net Income
- $116M
- EPS
- $1.74
- Total Assets
- $28.5B
- Operating Cash Flow
- $220M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $432M | $116M | $1.73 | ||
| Q2 FY2026 | $432M | $51M | $0.77 | $71M | |
| Q1 FY2026 | $422M | $110M | $1.63 | $249M | |
| Q4 FY2025 | $420M | $108M | $1.59 | $101M | |
| Q3 FY2025 | $422M | $106M | $1.54 | $101M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $1.7B | $412M | $6.00 | $370M | |
| FY2024 | $1.6B | $359M | $5.19 | 29.14% | $141M |
| FY2023 | $1.5B | $269M | $3.89 | $551M |
Frequently asked questions
What was Ameris Bancorp's revenue last quarter?
Ameris Bancorp reported revenue of $431.6 million for Q3 FY2026, up 2.2% from the same period a year earlier.
Is Ameris Bancorp profitable?
Yes. Ameris Bancorp reported net income of $116.1 million for Q3 FY2026, a net margin of 26.9% on revenue.
How many quarters of Ameris Bancorp financials does SentiSense hold?
SentiSense holds up to forty quarters and twenty fiscal years of income statement, balance sheet and cash flow history for ABCB. The 5 most recent quarters are summarised above.
Full income statement, balance sheet and cash flow for Ameris Bancorp on SentiSense, with up to forty quarters and twenty fiscal years of history.