ACI Worldwide, Inc. (ACIW) Financials
Key financial figures for ACI Worldwide, Inc. (Q3 2026).
ACI Worldwide's Q3 2026 revenue fell 12% to $427M on the timing of license renewals, and management raised full-year adjusted EBITDA guidance to $550M to $565M. Q3 total revenue was $426.8M, down from $482.4M a year earlier; the release attributes the decline mainly to the timing of this year's license renewals, which it says are concentrated in the fourth quarter. Recurring revenue was $309.3M, up 4% from Q3 2025. GAAP net income was $32.5M versus $91.3M a year earlier and GAAP diluted EPS was $0.32 versus $0.88. Adjusted diluted EPS was $0.54 versus $1.09, and adjusted EBITDA was $97.5M versus $170.6M. Payment Software revenue fell 24% to $216.4M on the renewal timing. Biller revenue rose 6% to $210.4M, and Biller adjusted EBITDA rose 4% to $33.6M. On the outlook: Full-year 2026 revenue of $1.895 billion to $1.925 billion (reiterated) and adjusted EBITDA of $550 million to $565 million (raised from $545 million to $560 million). Q4 2026 revenue of $612 million to $642 million and adjusted EBITDA of $257 million to $272 million. Both segments expected to grow upper single digits for the full year. Figures are for Q3 2026, as ACI Worldwide, Inc. reported them.
- Revenue
- $427M
- Net Income
- $33M
- EPS
- $0.32
- Total Assets
- $3.1B
- Operating Cash Flow
- $119M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $427M | $33M | $0.32 | 12.27% | $116M |
| Q2 FY2026 | $430M | $32M | $0.31 | 10.37% | $125M |
| Q1 FY2026 | $426M | $38M | $0.37 | 13.5% | $50M |
| Q4 FY2025 | $482M | $64M | $0.62 | 22.6% | $117M |
| Q3 FY2025 | $482M | $91M | $0.88 | 26.48% | $63M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $1.8B | $227M | $2.16 | 18.75% | $310M |
| FY2024 | $1.6B | $203M | $1.91 | 19.33% | $343M |
| FY2023 | $1.5B | $122M | $1.12 | 15.17% | $131M |
Frequently asked questions
What was ACI Worldwide, Inc.'s revenue last quarter?
ACI Worldwide, Inc. reported revenue of $426.8 million for Q3 FY2026, down 11.5% from the same period a year earlier.
Is ACI Worldwide, Inc. profitable?
Yes. ACI Worldwide, Inc. reported net income of $32.5 million for Q3 FY2026, a net margin of 7.62% on revenue.
How has ACI Worldwide, Inc.'s margin trended?
Operating margin was 12.27% in Q3 FY2026, compared with 26.48% in the same period a year earlier. The quarter by quarter series is on the SentiSense financials page.
How much free cash flow did ACI Worldwide, Inc. generate?
ACI Worldwide, Inc. generated free cash flow of $116.3 million in Q3 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for ACI Worldwide, Inc. on SentiSense, with up to forty quarters and twenty fiscal years of history.