American Express Company (AXP) Financials
Key financial figures for American Express Company (Q2 2026).
American Express raised its FY2026 revenue growth guidance to 10% after Q2 2026 revenue grew 10% to $19.6 billion and diluted EPS rose 11% to $4.53, with Card Member spending growth of 9% marking the fastest pace in three years on an FX-adjusted basis. Q2 2026 total revenues net of interest expense reached $19.6 billion (+10% YoY, reported and FX-adjusted); diluted EPS of $4.53 rose 11% YoY and net income was $3.1 billion (+8% YoY). Billed business grew 9% to $455.8 billion; Card Member spending growth of 9% FX-adjusted was the fastest in three years, per CEO Stephen Squeri. Provisions for credit losses fell to $1.1 billion from $1.4 billion a year ago on a reserve release versus a prior-year reserve build; the net write-off rate (principal only) held flat at 2.0%. On the outlook: Raised FY2026 revenue growth guidance to approximately 10% (from a prior 9-10% range) on better-than-expected first-half performance, with management noting plans to reinvest the outperformance into growth initiatives; reaffirmed FY2026 EPS guidance of $17.30 to $17.90. Figures are for Q2 2026, as American Express Company reported them.
- Revenue
- $11.2B
- Net Income
- $3.1B
- EPS
- $4.54
- Total Assets
- $308.2B
- Operating Cash Flow
- $5.4B
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q2 FY2026 | $21.6B | $3.1B | $4.58 | 43.24% | $4.5B |
| Q1 FY2026 | $20.9B | $3.0B | $4.28 | 31.6% | $2.7B |
| Q4 FY2025 | $21.0B | $2.5B | $3.53 | 14.69% | $2.3B |
| Q3 FY2025 | $20.6B | $2.9B | $4.14 | 18.61% | $5.6B |
| Q2 FY2025 | $19.9B | $2.9B | $4.08 | 17.81% | $3.7B |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $80.5B | $10.8B | $15.38 | 17.14% | $16.0B |
| FY2024 | $74.2B | $10.1B | $14.02 | 17.38% | $12.1B |
| FY2023 | $67.4B | $8.4B | $11.21 | 15.61% | $17.0B |
Frequently asked questions
What was American Express Company's revenue last quarter?
American Express Company reported revenue of $21.60 billion for Q2 FY2026, up 8.3% from the same period a year earlier.
Is American Express Company profitable?
Yes. American Express Company reported net income of $3.11 billion for Q2 FY2026, a net margin of 14.4% on revenue.
How has American Express Company's margin trended?
Operating margin was 43.24% in Q2 FY2026, compared with 17.81% in the same period a year earlier. The quarter by quarter series is on the SentiSense financials page.
When does American Express Company report next?
American Express Company is scheduled to report results on 2026-10-23. The company has confirmed that date.
Full income statement, balance sheet and cash flow for American Express Company on SentiSense, with up to forty quarters and twenty fiscal years of history.