Bankunited, Inc. (BKU) Financials
Key financial figures for Bankunited, Inc. (Q3 2026).
BankUnited's Q3 2026 net interest margin rose to 3.16% (up 10 bps from Q2 and 16 bps from Q3 2025) on diluted EPS of $1.01, with the net charge-off ratio holding at 0.11%. Net income was $72.2 million, or $1.01 per diluted share, versus $70.7 million ($0.97) in Q2 2026 and $71.9 million ($0.95) in Q3 2025. Adjusted diluted EPS, which excludes securities sale gains and losses (non-GAAP), was $1.03. Net interest income before provision was $260.7 million, up $5.3 million from Q2 and $10.5 million from Q3 2025. Management cited lower deposit costs (average cost of deposits down 6 bps to 1.99%) and higher securities yields after selling about $1.0 billion of lower-yielding securities. On the outlook: Fourth quarter 2026 guidance in the company's Exhibit 99.2 investor slides (key assumptions: continued economic strength, a 25 bps rate increase in December 2026, and use of remaining buyback capacity by year end): net interest income about $265 million, net interest margin about 3.20%, non-interest income about $28 million, non-interest expense about $178 million, PPNR about $115 million, credit provision about $15 million, tax rate about 25.5%, ending core loans about $17.6 to $17.7 billion, and fourth quarter average non-interest-demand deposits about $8.65 billion. Figures are for Q3 2026, as BankUnited, Inc. reported them.
- Revenue
- $450M
- Net Income
- $72M
- EPS
- $1.02
- Total Assets
- $34.6B
- Operating Cash Flow
- $251M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $450M | $72M | $1.01 | $251M | |
| Q2 FY2026 | $224M | $71M | $0.97 | $129M | |
| Q1 FY2026 | $447M | $62M | $0.83 | $18M | |
| Q4 FY2025 | $472M | $69M | $0.90 | $125M | |
| Q3 FY2025 | $722M | $72M | $0.95 | $100M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $2.1B | $268M | $3.53 | $359M | |
| FY2024 | $2.0B | $232M | $3.08 | $434M | |
| FY2023 | $1.9B | $179M | $2.38 | $657M |
Frequently asked questions
What was BankUnited, Inc.'s revenue last quarter?
BankUnited, Inc. reported revenue of $449.8 million for Q3 FY2026, down 37.7% from the same period a year earlier.
Is BankUnited, Inc. profitable?
Yes. BankUnited, Inc. reported net income of $72.2 million for Q3 FY2026, a net margin of 16.04% on revenue.
How much free cash flow did BankUnited, Inc. generate?
BankUnited, Inc. generated free cash flow of $250.9 million in Q3 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for Bankunited, Inc. on SentiSense, with up to forty quarters and twenty fiscal years of history.