Citizens Financial Group, Inc. (CFG) Financials
Key financial figures for Citizens Financial Group, Inc. (Q3 2026).
Citizens reported Q3 2026 net income of $636 million (up 29% YoY) and diluted EPS of $1.41 (up 34% YoY), with ROTCE of 15.1% and net charge-offs steady at 0.37% of average loans. Net income was $636 million versus $587 million in Q2 2026 and $494 million in Q3 2025; diluted EPS was $1.41 versus $1.30 in Q2 2026 and $1.05 in Q3 2025. Total revenue was $2,322 million, up 10% YoY. Net interest income rose to $1,675 million (up 3% QoQ, up 13% YoY) and net interest margin reached 3.18% (3.19% FTE), versus 3.16% in Q2 2026 and 2.99% a year ago, helped by lower terminated swap impacts and fixed-rate asset repricing. Figures are for Q3 2026, as Citizens Financial Group, Inc. reported them.
- Revenue
- $3.3B
- Net Income
- $636M
- EPS
- $1.42
- Total Assets
- $234.5B
- Operating Cash Flow
- $453M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $3.3B | $636M | $1.41 | $401M | |
| Q2 FY2026 | $3.2B | $587M | $1.30 | $705M | |
| Q1 FY2026 | $3.0B | $517M | $1.13 | $237M | |
| Q4 FY2025 | $2.2B | $528M | $1.12 | -$250M | |
| Q3 FY2025 | $3.1B | $494M | $1.05 | $1.7B |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $11.1B | $1.8B | $3.86 | $2.0B | |
| FY2024 | $12.3B | $1.5B | $3.03 | $1.9B | |
| FY2023 | $12.2B | $1.6B | $3.13 | $2.8B |
Frequently asked questions
What was Citizens Financial Group, Inc.'s revenue last quarter?
Citizens Financial Group, Inc. reported revenue of $3.27 billion for Q3 FY2026, up 5.8% from the same period a year earlier.
Is Citizens Financial Group, Inc. profitable?
Yes. Citizens Financial Group, Inc. reported net income of $636.0 million for Q3 FY2026, a net margin of 19.46% on revenue.
How much free cash flow did Citizens Financial Group, Inc. generate?
Citizens Financial Group, Inc. generated free cash flow of $401.0 million in Q3 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for Citizens Financial Group, Inc. on SentiSense, with up to forty quarters and twenty fiscal years of history.