Cincinnati Financial Corp (CINF) Financials
Key financial figures for Cincinnati Financial Corp (Q3 2026).
Cincinnati Financial's Q3 2026 non-GAAP operating income held flat at $443 million ($2.86 per share) while net income fell to $459 million from $1.122 billion as investment gains shrank and the property casualty combined ratio rose to 90.9%. GAAP versus operating earnings: Net income was $459 million ($2.96 per diluted share) against $1.122 billion ($7.11) in Q3 2025. The company attributes the $663 million decline to after-tax net decreases of $657 million from net investment gains and $41 million from property casualty underwriting profit, partly offset by a $24 million increase from investment income. Non-GAAP operating income, which excludes investment gains, was $443 million ($2.86 per share) versus $449 million ($2.85). On the outlook: No financial outlook was issued in the release. The CEO commentary states the nine-month combined ratio of 95.8% is within the company's long-term target range of 92% to 98%. Figures are for Q3 2026, as Cincinnati Financial Corporation reported them.
- Revenue
- $3.0B
- Net Income
- $459M
- EPS
- $2.99
- Total Assets
- $42.6B
- Operating Cash Flow
- $791M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $3.0B | $459M | $2.96 | $787M | |
| Q2 FY2026 | $4.3B | $1.3B | $8.05 | ||
| Q1 FY2026 | $2.9B | $274M | $1.75 | $654M | |
| Q4 FY2025 | $3.1B | $676M | $4.30 | $937M | |
| Q3 FY2025 | $3.7B | $1.1B | $7.11 |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $12.6B | $2.4B | $15.17 | $3.1B | |
| FY2024 | $11.3B | $2.3B | $14.53 | $2.6B | |
| FY2023 | $10.0B | $1.8B | $11.66 | $2.0B |
Frequently asked questions
What was Cincinnati Financial Corporation's revenue last quarter?
Cincinnati Financial Corporation reported revenue of $3.05 billion for Q3 FY2026, down 18.2% from the same period a year earlier.
Is Cincinnati Financial Corporation profitable?
Yes. Cincinnati Financial Corporation reported net income of $459.0 million for Q3 FY2026, a net margin of 15.06% on revenue.
How much free cash flow did Cincinnati Financial Corporation generate?
Cincinnati Financial Corporation generated free cash flow of $787.0 million in Q3 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for Cincinnati Financial Corp on SentiSense, with up to forty quarters and twenty fiscal years of history.