Cincinnati Financial Corp (CINF) Financials
Key financial figures for Cincinnati Financial Corp (Q2 2026).
Cincinnati Financial's Q2 2026 combined ratio rose to 100.8% (an underwriting loss) as catastrophe losses jumped, even as net income more than doubled to $1.255 billion on outsized investment gains. Net income of $1.255 billion ($8.05 diluted EPS), up from $685 million ($4.34) in Q2 2025, driven mainly by investment gains, not underwriting. Non-GAAP operating income fell to $224 million ($1.43/share) from $311 million ($1.97/share) a year ago, as the property casualty combined ratio worsened to 100.8% (an underwriting loss) from 94.9%. The 5.9-point combined ratio deterioration included 2.3 points from higher catastrophe losses (14.4% vs 12.4% of earned premiums) and a smaller favorable prior-year reserve development benefit (1.7 points vs 2.6 points a year ago). Figures are for Q2 2026, as Cincinnati Financial Corporation reported them.
- Revenue
- $4.3B
- Net Income
- $1.3B
- EPS
- $8.14
- Total Assets
- $43.2B
- Operating Cash Flow
- $700M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q2 FY2026 | $4.3B | $1.3B | $8.05 | 36.87% | |
| Q1 FY2026 | $2.9B | $274M | $1.75 | 11.39% | $654M |
| Q4 FY2025 | $3.1B | $676M | $4.30 | 27.18% | $937M |
| Q3 FY2025 | $3.7B | $1.1B | $7.11 | 37.92% | |
| Q2 FY2025 | $3.2B | $685M | $4.34 | 26.32% | $737M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $12.6B | $2.4B | $15.17 | 23.59% | $3.1B |
| FY2024 | $11.3B | $2.3B | $14.53 | 25.21% | $2.6B |
| FY2023 | $10.0B | $1.8B | $11.66 | 22.73% | $2.0B |
Frequently asked questions
What was Cincinnati Financial Corporation's revenue last quarter?
Cincinnati Financial Corporation reported revenue of $4.27 billion for Q2 FY2026, up 31.6% from the same period a year earlier.
Is Cincinnati Financial Corporation profitable?
Yes. Cincinnati Financial Corporation reported net income of $1.26 billion for Q2 FY2026, a net margin of 29.36% on revenue.
How has Cincinnati Financial Corporation's margin trended?
Operating margin was 36.87% in Q2 FY2026, compared with 26.32% in the same period a year earlier. The quarter by quarter series is on the SentiSense financials page.
How many quarters of Cincinnati Financial Corporation financials does SentiSense hold?
SentiSense holds up to forty quarters and twenty fiscal years of income statement, balance sheet and cash flow history for CINF. The 5 most recent quarters are summarised above.
Full income statement, balance sheet and cash flow for Cincinnati Financial Corp on SentiSense, with up to forty quarters and twenty fiscal years of history.