Capital One Financial (COF) Financials
Key financial figures for Capital One Financial (Q3 2026).
Capital One earned $3.5 billion, or $5.61 per diluted share, in Q3 2026 as the company-wide net charge-off rate fell to 2.73% from 3.16% a year earlier. Net income was $3.54 billion ($5.61 per diluted share) versus $3.19 billion ($4.83) in Q3 2025 and $3.02 billion ($4.73) in Q2 2026. Adjusted EPS, a non-GAAP figure, was $6.69 after $0.60 of acquisition amortization, $0.42 of Discover integration expense and $0.06 of Brex integration expense. Total net revenue was $16.34 billion, up 3% from Q2 2026 and 6% from Q3 2025, with net interest margin at 8.41% (8.01% in Q2 2026, 8.36% in Q3 2025). Credit improved: the company-wide net charge-off rate was 2.73% (3.23% in Q2 2026, 3.16% in Q3 2025) and the Domestic Card rate was 3.98% (4.71%, 4.63%). Figures are for Q3 2026, as Capital One Financial Corporation reported them.
- Revenue
- $20.4B
- Net Income
- $3.5B
- EPS
- $5.62
- Total Assets
- $672.9B
- Operating Cash Flow
- $5.7B
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $20.4B | $3.5B | $5.61 | $5.3B | |
| Q2 FY2026 | $19.9B | $3.0B | $4.73 | $8.1B | |
| Q1 FY2026 | $19.3B | $2.2B | $3.34 | $5.5B | |
| Q4 FY2025 | $19.6B | $2.1B | $3.26 | $7.4B | |
| Q3 FY2025 | $19.8B | $3.2B | $4.83 | $8.8B |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $69.3B | $2.5B | $4.03 | $26.1B | |
| FY2024 | $53.9B | $4.8B | $11.59 | $17.0B | |
| FY2023 | $49.5B | $4.9B | $11.95 | $19.6B |
Frequently asked questions
What was Capital One Financial Corporation's revenue last quarter?
Capital One Financial Corporation reported revenue of $20.36 billion for Q3 FY2026, up 2.7% from the same period a year earlier.
Is Capital One Financial Corporation profitable?
Yes. Capital One Financial Corporation reported net income of $3.54 billion for Q3 FY2026, a net margin of 17.38% on revenue.
How much free cash flow did Capital One Financial Corporation generate?
Capital One Financial Corporation generated free cash flow of $5.32 billion in Q3 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for Capital One Financial on SentiSense, with up to forty quarters and twenty fiscal years of history.