Capital One Financial (COF) Financials
Key financial figures for Capital One Financial (Q2 2026).
Capital One posted Q2 2026 GAAP EPS of $4.73 ($5.81 adjusted) on record net interest margin of 8.01%, with domestic card charge-offs falling to 4.71% as the Discover network integration entered its 14th month. GAAP net income of $3.0 billion, or $4.73 per diluted share ($5.81 adjusted), versus $3.34 GAAP in Q1 2026; total net revenue rose to $15.9 billion (up 4% sequentially). Net interest margin expanded to 8.01% (up 14 bps sequentially), and return on average tangible common equity rose to 18.04% from 12.20% in Q1 2026. Credit quality improved: the domestic card net charge-off rate fell to 4.71% (down 39 bps sequentially, down 54 bps YoY) and the domestic card 30+ day delinquency rate fell to 3.39%; the consolidated company-wide net charge-off rate was 3.23%. Figures are for Q2 2026, as Capital One Financial Corporation reported them.
- Revenue
- $15.8B
- Net Income
- $3.0B
- EPS
- $4.73
- Total Assets
- $673.8B
- Operating Cash Flow
- $8.4B
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q2 FY2026 | $19.9B | $3.0B | $4.73 | 36.98% | |
| Q1 FY2026 | $19.3B | $2.2B | $3.34 | 13.97% | $5.5B |
| Q4 FY2025 | $19.6B | $2.1B | $3.26 | 10.7% | |
| Q3 FY2025 | $19.8B | $3.2B | $4.83 | 22.11% | $8.8B |
| Q2 FY2025 | $16.4B | -$4.3B | -$8.58 | -36.13% | $5.7B |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $69.3B | $2.5B | $4.03 | 3.29% | $26.1B |
| FY2024 | $53.9B | $4.8B | $11.59 | 10.96% | $17.0B |
| FY2023 | $49.5B | $4.9B | $11.95 | 12.22% | $19.6B |
Frequently asked questions
What was Capital One Financial Corporation's revenue last quarter?
Capital One Financial Corporation reported revenue of $19.86 billion for Q2 FY2026, up 21.0% from the same period a year earlier.
Is Capital One Financial Corporation profitable?
Yes. Capital One Financial Corporation reported net income of $3.02 billion for Q2 FY2026, a net margin of 15.21% on revenue.
How has Capital One Financial Corporation's margin trended?
Operating margin was 36.98% in Q2 FY2026, compared with -36.13% in the same period a year earlier. The quarter by quarter series is on the SentiSense financials page.
When does Capital One Financial Corporation report next?
Capital One Financial Corporation is scheduled to report results on 2026-10-20. The company has confirmed that date.
Full income statement, balance sheet and cash flow for Capital One Financial on SentiSense, with up to forty quarters and twenty fiscal years of history.