Enova International, Inc. (ENVA) Financials
Key financial figures for Enova International, Inc. (Q3 2026).
Enova's quarterly revenue topped $1 billion for the first time, up 26% to $1.01 billion, with diluted EPS of $4.06 (+34%) and adjusted EPS of $4.48 (+33%). Total revenue was $1.01 billion versus $803 million in Q3 2025 (+26%); net revenue was $614.4 million versus $460.7 million. The CFO said the quarter exceeded management's expectations. Net income was $107.3 million ($4.06 per diluted share) versus $80.3 million ($3.03); adjusted EPS (non-GAAP) was $4.48 versus $3.36, and adjusted EBITDA was $268.6 million versus $217.7 million (+23%). Originations rose 31% to $2.57 billion on a combined basis, and combined loans and finance receivables grew 30% to a record $5.9 billion including accrued fees and interest ($5.71 billion of principal). Figures are for Q3 2026, as Enova International Inc. reported them.
- Revenue
- $1.0B
- Net Income
- $107M
- EPS
- $4.31
- Total Assets
- $7.7B
- Operating Cash Flow
- $536M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $1.0B | $107M | $4.06 | 24.5% | $524M |
| Q2 FY2026 | $494M | $105M | $4.00 | 48.04% | $531M |
| Q1 FY2026 | $875M | $91M | $3.46 | 23.97% | $464M |
| Q4 FY2025 | $839M | $79M | $3.00 | 22.24% | $487M |
| Q3 FY2025 | $803M | $80M | $3.03 | 24.51% | $470M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $3.2B | $308M | $11.52 | 23.46% | $1.8B |
| FY2024 | $2.7B | $209M | $7.43 | 22% | $1.5B |
| FY2023 | $2.1B | $175M | $5.49 | 19.93% | $1.1B |
Frequently asked questions
What was Enova International Inc.'s revenue last quarter?
Enova International Inc. reported revenue of $1.01 billion for Q3 FY2026, up 25.7% from the same period a year earlier.
Is Enova International Inc. profitable?
Yes. Enova International Inc. reported net income of $107.3 million for Q3 FY2026, a net margin of 10.63% on revenue.
How has Enova International Inc.'s margin trended?
Operating margin was 24.5% in Q3 FY2026. The quarter by quarter series is on the SentiSense financials page.
How much free cash flow did Enova International Inc. generate?
Enova International Inc. generated free cash flow of $524.0 million in Q3 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for Enova International, Inc. on SentiSense, with up to forty quarters and twenty fiscal years of history.