Essent Group LTD (ESNT) Financials
Key financial figures for Essent Group LTD (Q3 2026).
Essent reported Q3 2026 net income of $163.4 million ($1.82 per diluted share) as the percentage of insured loans in default rose to 2.75% and the Mortgage Insurance combined ratio widened to 39.6%. Net income was $163.4 million, or $1.82 per diluted share, versus $164.2 million, or $1.67, a year earlier; the per-share gain came from a diluted share count of 89.8 million versus 98.5 million. Mortgage new insurance written was $12.1 billion (Q2 2026: $14.1 billion; Q3 2025: $12.2 billion) and insurance in force was $250.1 billion, versus $249.7 billion at June 30, 2026 and $248.8 billion a year earlier. Figures are for Q3 2026, as Essent Group Ltd. reported them.
- Revenue
- $374M
- Net Income
- $163M
- EPS
- $1.84
- Total Assets
- $7.6B
- Operating Cash Flow
- $239M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $374M | $163M | $1.82 | $238M | |
| Q2 FY2026 | $363M | $190M | $2.08 | $196M | |
| Q1 FY2026 | $330M | $172M | $1.82 | $191M | |
| Q4 FY2025 | $312M | $155M | $1.60 | $228M | |
| Q3 FY2025 | $319M | $164M | $1.67 | $211M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $1.3B | $690M | $6.90 | $849M | |
| FY2024 | $1.3B | $729M | $6.85 | $855M | |
| FY2023 | $1.1B | $696M | $6.50 | 72.76% | $759M |
Frequently asked questions
What was Essent Group Ltd.'s revenue last quarter?
Essent Group Ltd. reported revenue of $374.2 million for Q3 FY2026, up 17.4% from the same period a year earlier.
Is Essent Group Ltd. profitable?
Yes. Essent Group Ltd. reported net income of $163.4 million for Q3 FY2026, a net margin of 43.66% on revenue.
How much free cash flow did Essent Group Ltd. generate?
Essent Group Ltd. generated free cash flow of $237.9 million in Q3 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for Essent Group LTD on SentiSense, with up to forty quarters and twenty fiscal years of history.