Essent Group LTD (ESNT) Financials
Key financial figures for Essent Group LTD (Q2 2026).
Essent Group reported Q2 2026 net income of $189.7 million ($2.08 diluted EPS), with new insurance written jumping 27% sequentially to $14.1 billion and the combined ratio improving to 28.4%. Net income of $189.7 million, or $2.08 diluted EPS, up from $1.82 in Q1 2026 and down from $195.3 million ($1.93) a year ago New insurance written rose 27% sequentially to $14.1 billion (Q1 2026: $11.1 billion; Q2 2025: $12.5 billion) Insurance in force grew to $249.7 billion as of June 30, 2026, up $1.8 billion from Q1 2026 Mortgage insurance segment combined ratio improved to 28.4% (loss ratio 13.6% + expense ratio 14.8%), down from 34.8% in Q1 2026 Book value per share rose to $63.01 from $61.20 in Q1 2026; annual persistency held at 84.0% Percentage of loans in default ticked up slightly t. Figures are for Q2 2026, as Essent Group Ltd. reported them.
- Revenue
- $363M
- Net Income
- $190M
- EPS
- $2.09
- Total Assets
- $7.6B
- Operating Cash Flow
- $197M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q2 FY2026 | $363M | $190M | $2.08 | 63.5% | $196M |
| Q1 FY2026 | $330M | $172M | $1.82 | 62.72% | $191M |
| Q4 FY2025 | $312M | $155M | $1.60 | 59.07% | $228M |
| Q3 FY2025 | $319M | $164M | $1.67 | 62.49% | $211M |
| Q2 FY2025 | $326M | $195M | $1.93 | 70.9% | $189M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $1.3B | $690M | $6.90 | 65.18% | $849M |
| FY2024 | $1.3B | $729M | $6.85 | 67.51% | $855M |
| FY2023 | $1.1B | $696M | $6.50 | 72.76% | $759M |
Frequently asked questions
What was Essent Group Ltd.'s revenue last quarter?
Essent Group Ltd. reported revenue of $362.7 million for Q2 FY2026, up 11.2% from the same period a year earlier.
Is Essent Group Ltd. profitable?
Yes. Essent Group Ltd. reported net income of $189.7 million for Q2 FY2026, a net margin of 52.31% on revenue.
How has Essent Group Ltd.'s margin trended?
Operating margin was 63.5% in Q2 FY2026, compared with 70.9% in the same period a year earlier. The quarter by quarter series is on the SentiSense financials page.
How much free cash flow did Essent Group Ltd. generate?
Essent Group Ltd. generated free cash flow of $196.1 million in Q2 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for Essent Group LTD on SentiSense, with up to forty quarters and twenty fiscal years of history.