First BanCorp. (FBP) Financials
Key financial figures for First BanCorp. (Q3 2026).
First BanCorp earned $96.1 million, or $0.63 per diluted share, in Q3 2026 with net interest margin at 4.73% (4.87% in Q2), and announced a new $350 million repurchase program and a 25% dividend increase. Net income was $96.1 million ($0.63 per diluted share), level with $96.1 million ($0.62) in Q2 2026 and below $100.5 million ($0.63) in Q3 2025, which included a $16.6 million Puerto Rico tax valuation allowance reversal; adjusted EPS for Q3 2025 was $0.51. Net interest income was $227.5 million versus $229.1 million in Q2; the net interest margin eased to 4.73% from 4.87%, as Q2 included $3.4 million of purchase discount and deferred fee accelerations (about 7 basis points) and deposit costs rose $4.8 million. Figures are for Q3 2026, as First BanCorp reported them.
- Revenue
- $324M
- Net Income
- $96M
- EPS
- $0.64
- Total Assets
- $19.3B
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $324M | $96M | $0.63 | ||
| Q2 FY2026 | $324M | $96M | $0.62 | $88M | |
| Q1 FY2026 | $318M | $89M | $0.57 | $110M | |
| Q4 FY2025 | $320M | $87M | $0.55 | $106M | |
| Q3 FY2025 | $305M | $101M | $0.63 | $135M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $1.3B | $345M | $2.15 | $434M | |
| FY2024 | $1.2B | $299M | $1.81 | $394M | |
| FY2023 | $1.1B | $303M | $1.71 | $340M |
Frequently asked questions
What was First BanCorp's revenue last quarter?
First BanCorp reported revenue of $324.2 million for Q3 FY2026, up 6.5% from the same period a year earlier.
Is First BanCorp profitable?
Yes. First BanCorp reported net income of $96.1 million for Q3 FY2026, a net margin of 29.65% on revenue.
How many quarters of First BanCorp financials does SentiSense hold?
SentiSense holds up to forty quarters and twenty fiscal years of income statement, balance sheet and cash flow history for FBP. The 5 most recent quarters are summarised above.
Full income statement, balance sheet and cash flow for First BanCorp. on SentiSense, with up to forty quarters and twenty fiscal years of history.