First Financial Bancorp (FFBC) Financials
Key financial figures for First Financial Bancorp (Q3 2026).
First Financial Bancorp earned $81.2 million, or $0.77 per diluted share, in Q3 2026 on a 4.07% fully tax-equivalent net interest margin, up from $0.75 a year earlier. Net income was $81.2 million and diluted EPS $0.77 (Q3 2025: $71.9 million and $0.75; Q2 2026: $76.5 million and $0.73). On an adjusted basis EPS was $0.84, which the company calls the highest in its history. Net interest income rose 22.3% from a year earlier to $196.3 million, on average loans of $13.8 billion versus $11.8 billion a year ago (calculated, up about 17%); the fully tax-equivalent margin was 4.07%, up 9 bp from the second quarter and 5 bp from a year ago. On the outlook: Management commentary in the release: low to mid single digit loan growth as 2026 closes out, expenses expected to moderate in the fourth quarter, a quarterly dividend of $0.26 per share payable December 15, 2026, and the Finward acquisition expected to close January 1, 2027 subject to state regulatory and Finward shareholder approvals. The release gives no numeric margin or earnings guidance. Figures are for Q3 2026, as First Financial Bancorp reported them.
- Revenue
- $367M
- Net Income
- $81M
- EPS
- $0.78
- Total Assets
- $22.3B
- Operating Cash Flow
- $112M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $367M | $81M | $0.77 | ||
| Q2 FY2026 | $314M | $76M | $0.73 | $21M | |
| Q1 FY2026 | $364M | $74M | $0.71 | $535M | |
| Q4 FY2025 | $330M | $62M | $0.64 | $114M | |
| Q3 FY2025 | $324M | $72M | $0.75 |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $1.3B | $256M | $2.66 | $317M | |
| FY2024 | $1.2B | $229M | $2.40 | $241M | |
| FY2023 | $1.1B | $256M | $2.69 | $463M |
Frequently asked questions
What was First Financial Bancorp's revenue last quarter?
First Financial Bancorp reported revenue of $367.0 million for Q3 FY2026, up 13.3% from the same period a year earlier.
Is First Financial Bancorp profitable?
Yes. First Financial Bancorp reported net income of $81.2 million for Q3 FY2026, a net margin of 22.12% on revenue.
How many quarters of First Financial Bancorp financials does SentiSense hold?
SentiSense holds up to forty quarters and twenty fiscal years of income statement, balance sheet and cash flow history for FFBC. The 5 most recent quarters are summarised above.
Full income statement, balance sheet and cash flow for First Financial Bancorp on SentiSense, with up to forty quarters and twenty fiscal years of history.