First Financial Bankshares Inc (FFIN) Financials
Key financial figures for First Financial Bankshares Inc (Q2 2026).
First Financial Bankshares reported Q2 2026 net income of $71.9 million ($0.50 diluted EPS), with net interest margin expanding to 3.90% tax-equivalent, the fourth consecutive quarter of NIM improvement. Net income of $71.89 million ($0.50 diluted EPS), up from $66.66 million ($0.47 EPS) in Q2 2025 and roughly flat versus $71.54 million ($0.50 EPS) in Q1 2026 Net interest income rose to $136.91 million from $123.73 million a year ago; NIM (tax-equivalent) expanded to 3.90% from 3.86% in Q1 2026 and 3.81% in Q2 2025, the fourth straight quarter of improvement, driven by lower deposit costs and improved securities yields Efficiency ratio ticked up to 45.94% from 44.98% in Q1 2026 as noninterest expense grew faster than income, largely on merit increases, profit-sharing accruals tied to higher ea. Figures are for Q2 2026, as First Financial Bankshares reported them.
- Revenue
- $186M
- Net Income
- $72M
- EPS
- $0.50
- Total Assets
- $15.3B
- Operating Cash Flow
- $84M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q2 FY2026 | $222M | $72M | $0.50 | 39.44% | $75M |
| Q1 FY2026 | $215M | $72M | $0.50 | 40.84% | $98M |
| Q4 FY2025 | $216M | $73M | $0.51 | 41.42% | $73M |
| Q3 FY2025 | $210M | $52M | $0.36 | 30.05% | $77M |
| Q2 FY2025 | $206M | $67M | $0.47 | 39.74% | $59M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $826M | $254M | $1.77 | 37.49% | $307M |
| FY2024 | $739M | $224M | $1.56 | 36.78% | $293M |
| FY2023 | $622M | $199M | $1.39 | 39.1% | $268M |
Frequently asked questions
What was First Financial Bankshares's revenue last quarter?
First Financial Bankshares reported revenue of $221.8 million for Q2 FY2026, up 7.8% from the same period a year earlier.
Is First Financial Bankshares profitable?
Yes. First Financial Bankshares reported net income of $71.9 million for Q2 FY2026, a net margin of 32.41% on revenue.
How has First Financial Bankshares's margin trended?
Operating margin was 39.44% in Q2 FY2026, compared with 39.74% in the same period a year earlier. The quarter by quarter series is on the SentiSense financials page.
When does First Financial Bankshares report next?
First Financial Bankshares is scheduled to report results on 2026-10-22. The company has confirmed that date.
Full income statement, balance sheet and cash flow for First Financial Bankshares Inc on SentiSense, with up to forty quarters and twenty fiscal years of history.