Fair Isaac Corporation (FICO) Financials
Key financial figures for Fair Isaac Corporation (Q4 2026).
FICO's fiscal Q4 revenue rose 27% to $657.0M on a 33% jump in Scores revenue, and the company declined to give fiscal 2027 guidance while it transitions to bespoke mortgage originations pricing. Revenue was $657.0M versus $515.8M a year earlier (+27%); Scores revenue was $413.8M (+33%), with B2B up 39% on a higher mortgage origination scores unit price, partly offset by lower mortgage origination volume, and B2C up 3%. Software revenue was $243.2M (+19%); Software ARR was up 14% year over year, with platform ARR up 72% and non-platform ARR down 18%; total Software dollar-based net retention was 112% (platform 156%, non-platform 82%). GAAP EPS was $8.12 versus $6.42 a year earlier (calculated +26%); non-GAAP EPS was $11.10 versus $7.74. On the outlook: Not providing fiscal year 2027 guidance at this time, as the company is in the middle of a transition to bespoke mortgage originations pricing and mortgage market outcomes are uncertain (per the release's Outlook section). Figures are for Q4 FY2026, as Fair Isaac Corporation reported them.
- Revenue
- $657M
- Net Income
- $175M
- EPS
- $8.16
- Total Assets
- $2.1B
- Operating Cash Flow
- $294M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q4 FY2026 | $657M | $175M | $8.12 | 40.57% | $284M |
| Q3 FY2026 | $674M | $237M | $10.45 | 53.79% | $380M |
| Q2 FY2026 | $692M | $264M | $11.14 | 58.19% | $223M |
| Q1 FY2026 | $512M | $158M | $6.61 | 45.72% | $174M |
| Q4 FY2025 | $516M | $155M | $6.42 | 45.98% | $219M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2026 | $2.5B | $835M | $36.32 | 49.93% | $1.1B |
| FY2025 | $2.0B | $652M | $26.54 | 46.45% | $770M |
| FY2024 | $1.7B | $513M | $20.45 | 42.71% | $607M |
Frequently asked questions
What was Fair Isaac Corporation's revenue last quarter?
Fair Isaac Corporation reported revenue of $657.0 million for Q4 FY2026, up 27.4% from the same period a year earlier.
Is Fair Isaac Corporation profitable?
Yes. Fair Isaac Corporation reported net income of $175.0 million for Q4 FY2026, a net margin of 26.63% on revenue.
How has Fair Isaac Corporation's margin trended?
Operating margin was 40.57% in Q4 FY2026, compared with 45.98% in the same period a year earlier. The quarter by quarter series is on the SentiSense financials page.
How much free cash flow did Fair Isaac Corporation generate?
Fair Isaac Corporation generated free cash flow of $284.3 million in Q4 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for Fair Isaac Corporation on SentiSense, with up to forty quarters and twenty fiscal years of history.