Flagstar Bank, National Association (FLG) Financials
Key financial figures for Flagstar Bank, National Association (Q3 2026).
Flagstar earned $0.01 per diluted share in Q3 2026 on a $22 million tax benefit despite a $10 million pre-tax loss, and management pushed its long-term financial objectives from 2027 to 2028. Net income was $12 million and net income attributable to common stockholders was $3 million, or $0.01 per diluted share, versus $26 million ($0.06) in Q2 2026 and a $45 million loss (-$0.11) in Q3 2025. The result included a $22 million income tax benefit from settling a 2019-2021 federal tax audit; income before taxes was a $10 million loss. Net interest income rose $20 million, or 5%, to $460 million and net interest margin widened 4 basis points to 2.17%. On the outlook: The press release carried no numeric guidance, but the CEO said the full realization of long-term strategic objectives has shifted to 2028 from 2027. The company's Q3 2026 earnings presentation (filed with the release) lowered its forecast: 2026 net income $85-95 million (prior $225-300 million) and diluted adjusted EPS $0.10-0.15 (prior $0.40-0.50); 2027 net income $400-500 million (prior $800-900 million) and diluted adjusted EPS $0.85-0.95 (prior $1.60-1.70); 2028 net income $800-900 million and diluted adjusted EPS $1.60-1.70. Figures are for Q3 2026, as Flagstar Financial, Inc. reported them.
- Revenue
- $1.1B
- Net Income
- $12M
- EPS
- $0.01
- Total Assets
- $87.4B
- Operating Cash Flow
- -$5M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $1.1B | $12M | $0.01 | ||
| Q2 FY2026 | $1.1B | $34M | $0.06 | 4.56% | $215M |
| Q1 FY2026 | $1.0B | $21M | $0.03 | -$153M | |
| Q4 FY2025 | $1.1B | $29M | $0.05 | -$216M | |
| Q3 FY2025 | $1.2B | -$36M | -$0.11 | -3.53% | $233M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $4.7B | -$177M | -$0.50 | -$601M | |
| FY2024 | $6.4B | -$1.1B | -$3.49 | -21.59% | $50M |
| FY2023 | $6.0B | -$79M | -$0.49 | -0.83% | $197M |
Frequently asked questions
What was Flagstar Financial, Inc.'s revenue last quarter?
Flagstar Financial, Inc. reported revenue of $1.08 billion for Q3 FY2026, down 6.8% from the same period a year earlier.
Is Flagstar Financial, Inc. profitable?
Yes. Flagstar Financial, Inc. reported net income of $12.0 million for Q3 FY2026, a net margin of 1.11% on revenue.
How many quarters of Flagstar Financial, Inc. financials does SentiSense hold?
SentiSense holds up to forty quarters and twenty fiscal years of income statement, balance sheet and cash flow history for FLG. The 5 most recent quarters are summarised above.
Full income statement, balance sheet and cash flow for Flagstar Bank, National Association on SentiSense, with up to forty quarters and twenty fiscal years of history.