Humana Inc. (HUM) Financials
Key financial figures for Humana Inc. (Q3 2026).
Humana reported Q3 2026 GAAP EPS of $1.33 and an adjusted loss per share of $0.70 (vs. adjusted EPS of $3.24 a year earlier), with a 93.7% Insurance segment benefit ratio, and raised FY 2026 adjusted EPS guidance to at least $9.50. GAAP diluted EPS was $1.33 versus $1.62 in 3Q25; adjusted (non-GAAP) was a loss of $0.70 versus earnings of $3.24, as the GAAP figure included a $358 million pretax favorable put/call valuation adjustment (pretax adjusted results of ($104) million versus $527 million). Revenues were $41,155 million versus $32,649 million in 3Q25, driven by Medicare membership growth and higher per-member individual MA and stand-alone PDP premiums, partly offset by the BY 2026 Star Ratings headwind. On the outlook: FY 2026 adjusted (non-GAAP) EPS guidance raised to 'at least $9.50' from 'at least $9.00'; FY 2026 GAAP EPS guidance revised to 'at least $15.09' from 'at least $6.52'. Other FY 2026 guidance points unchanged from initial guidance: Insurance segment GAAP benefit ratio 92.75% +/- 25 bps, consolidated GAAP operating cost ratio 10.0% +/- 25 bps, consolidated revenues at least $160 billion, individual MA membership growth of approximately 25 percent, CenterWell GAAP income from operations of $1.3 billion to $1.8 billion, cash flows from operations of $2.5 billion to $2.9 billion. Figures are for Q3 2026, as Humana Inc. reported them.
- Revenue
- $41.2B
- Net Income
- $162M
- EPS
- $1.35
- Total Assets
- $57.3B
- Operating Cash Flow
- $2.2B
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $41.2B | $162M | $1.33 | 0.18% | $2.0B |
| Q2 FY2026 | $40.9B | $693M | $5.73 | 3.33% | -$558M |
| Q1 FY2026 | $39.6B | $1.2B | $9.83 | 3.98% | $1.1B |
| Q4 FY2025 | $32.5B | -$796M | -$6.61 | -3.15% | -$1.9B |
| Q3 FY2025 | $32.6B | $195M | $1.62 | 0.33% | $836M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $129.7B | $1.2B | $9.84 | 1.12% | $375M |
| FY2024 | $117.8B | $1.2B | $9.98 | 1.38% | $2.4B |
| FY2023 | $106.4B | $2.5B | $20.00 | 3.12% | $3.0B |
Frequently asked questions
What was Humana Inc.'s revenue last quarter?
Humana Inc. reported revenue of $41.16 billion for Q3 FY2026, up 26.1% from the same period a year earlier.
Is Humana Inc. profitable?
Yes. Humana Inc. reported net income of $162.0 million for Q3 FY2026, a net margin of 0.39% on revenue.
How has Humana Inc.'s margin trended?
Operating margin was 0.18% in Q3 FY2026, compared with 0.33% in the same period a year earlier. The quarter by quarter series is on the SentiSense financials page.
How much free cash flow did Humana Inc. generate?
Humana Inc. generated free cash flow of $2.03 billion in Q3 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for Humana Inc. on SentiSense, with up to forty quarters and twenty fiscal years of history.