M&T Bank Corp. (MTB) Financials
Key financial figures for M&T Bank Corp. (Q3 2026).
M&T reported Q3 2026 net income of $775 million, or $5.04 diluted EPS, down from $5.32 in Q2 2026 and up from $4.82 a year earlier, as average loans grew $2.6 billion and net charge-offs rose to 0.35% of average loans. Net income was $775 million ($5.04 diluted EPS) versus $818 million ($5.32) in Q2 2026 and $792 million ($4.82) in Q3 2025; diluted net operating EPS was $5.08, and average diluted shares fell 7% year over year to 145.2 million. Taxable-equivalent net interest income was $1.805 billion, about flat on Q2 2026 and up $32 million (2%) year over year; net interest margin was 3.65% versus 3.70% in Q2 2026 and 3.69% in Q3 2025, with lower interest income on nonaccrual loans cited as an offset to the extra day in the quarter. Figures are for Q3 2026, as M&T Bank Corporation reported them.
- Revenue
- $3.4B
- Net Income
- $775M
- EPS
- $5.08
- Total Assets
- $220.5B
- Operating Cash Flow
- $1.3B
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $3.4B | $775M | $5.04 | $1.2B | |
| Q2 FY2026 | $3.4B | $818M | $5.32 | $1.2B | |
| Q1 FY2026 | $3.2B | $664M | $4.13 | $916M | |
| Q4 FY2025 | $3.3B | $759M | $4.67 | $467M | |
| Q3 FY2025 | $2.5B | $792M | $4.82 |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $12.3B | $2.9B | $17.00 | $2.9B | |
| FY2024 | $13.4B | $2.6B | $14.64 | $3.4B | |
| FY2023 | $12.5B | $2.7B | $15.79 | $3.6B |
Frequently asked questions
What was M&T Bank Corporation's revenue last quarter?
M&T Bank Corporation reported revenue of $3.41 billion for Q3 FY2026, up 35.7% from the same period a year earlier.
Is M&T Bank Corporation profitable?
Yes. M&T Bank Corporation reported net income of $775.0 million for Q3 FY2026, a net margin of 22.73% on revenue.
How much free cash flow did M&T Bank Corporation generate?
M&T Bank Corporation generated free cash flow of $1.21 billion in Q3 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for M&T Bank Corp. on SentiSense, with up to forty quarters and twenty fiscal years of history.