Nicolet Bankshares,Inc. (NIC) Financials
Key financial figures for Nicolet Bankshares,Inc. (Q3 2026).
Nicolet earned $2.96 per diluted share ($3.15 core, non-GAAP) in Q3 2026, up from $2.62 ($2.99 core) in Q2 as merger costs fell and net interest margin widened to 4.19%. GAAP net income was $63.7 million and diluted EPS $2.96, against $56.9 million and $2.62 in Q2 2026 and $41.7 million and $2.73 in Q3 2025. Core diluted EPS (non-GAAP) was $3.15, against $2.99 in Q2 2026 and $2.66 in Q3 2025. The release did not compare results with analyst estimates. Net interest income was $142.2 million, up $0.8 million from Q2 2026, and net interest margin rose to 4.19% from 4.14% in Q2 and 3.86% in Q3 2025. Loan yield rose 6 bps to 6.32%, while the investment yield fell 4 bps on lower discount accretion after an early municipal bond call in Q2. On the outlook: No numeric guidance. In the release, the CEO said management expects a cleaner fourth quarter, giving a clearer view of what the company can earn heading into 2027; the release lists continued non-core items affecting fourth quarter results as a risk, and the Q4 and full-year release is scheduled for January 19, 2027. Figures are for Q3 2026, as Nicolet Bankshares, Inc. reported them.
- Revenue
- $233M
- Net Income
- $64M
- EPS
- $3.04
- Total Assets
- $15.1B
- Operating Cash Flow
- $73M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $233M | $64M | $2.96 | $67M | |
| Q2 FY2026 | $137M | $57M | $2.62 | $90M | |
| Q1 FY2026 | $102M | $15M | $0.81 | $15M | |
| Q4 FY2025 | $139M | $40M | $2.65 | $24M | |
| Q3 FY2025 | $144M | $42M | $2.73 |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $553M | $151M | $9.78 | $149M | |
| FY2024 | $519M | $124M | $8.05 | $117M | |
| FY2023 | $417M | $62M | $4.08 | $90M |
Frequently asked questions
What was Nicolet Bankshares, Inc.'s revenue last quarter?
Nicolet Bankshares, Inc. reported revenue of $232.6 million for Q3 FY2026, up 61.5% from the same period a year earlier.
Is Nicolet Bankshares, Inc. profitable?
Yes. Nicolet Bankshares, Inc. reported net income of $63.7 million for Q3 FY2026, a net margin of 27.4% on revenue.
How much free cash flow did Nicolet Bankshares, Inc. generate?
Nicolet Bankshares, Inc. generated free cash flow of $67.1 million in Q3 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for Nicolet Bankshares,Inc. on SentiSense, with up to forty quarters and twenty fiscal years of history.