NMI Holdings Inc. Common Stock (NMIH) Financials
Key financial figures for NMI Holdings Inc. Common Stock (Q3 2026).
NMI Holdings earned $93.5 million, or $1.23 per diluted share, in Q3 2026 as the loss ratio rose to 18.7% from 8.3% in Q2, while primary insurance-in-force reached $229.7 billion. Earnings: net income was $93.5 million ($1.23 per diluted share), versus $105.8 million ($1.38) in Q2 2026 and $96.0 million ($1.22) in Q3 2025. Adjusted diluted EPS was $1.23, versus $1.21 a year earlier. Credit: insurance claims and claim expenses were $29.1 million versus $13.1 million in Q2 and $18.6 million in Q3 2025, so the loss ratio was 18.7% versus 8.3% and 12.3%. Loans in default rose to 8,571 from 8,020 in Q2, a default rate of 1.23% versus 1.16% (1.05% a year earlier). Growth: primary insurance-in-force was $229.7 billion, up 1% from Q2 and 5% from a year earlier. Figures are for Q3 2026, as NMI Holdings, Inc. reported them.
- Revenue
- $188M
- Net Income
- $93M
- EPS
- $1.25
- Total Assets
- $4.0B
- Operating Cash Flow
- $111M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $188M | $93M | $1.23 | $109M | |
| Q2 FY2026 | $188M | $106M | $1.38 | $140M | |
| Q1 FY2026 | $183M | $99M | $1.28 | $115M | |
| Q4 FY2025 | $180M | $94M | $1.20 | $60M | |
| Q3 FY2025 | $179M | $96M | $1.22 | $126M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $706M | $389M | $4.92 | $413M | |
| FY2024 | $651M | $360M | $4.43 | $387M | |
| FY2023 | $579M | $322M | $3.84 | $333M |
Frequently asked questions
What was NMI Holdings, Inc.'s revenue last quarter?
NMI Holdings, Inc. reported revenue of $187.6 million for Q3 FY2026, up 5.0% from the same period a year earlier.
Is NMI Holdings, Inc. profitable?
Yes. NMI Holdings, Inc. reported net income of $93.5 million for Q3 FY2026, a net margin of 49.84% on revenue.
How much free cash flow did NMI Holdings, Inc. generate?
NMI Holdings, Inc. generated free cash flow of $108.9 million in Q3 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for NMI Holdings Inc. Common Stock on SentiSense, with up to forty quarters and twenty fiscal years of history.