Provident Financial Services, Inc. (PFS) Financials
Key financial figures for Provident Financial Services, Inc. (Q3 2026).
Provident Financial Services reported Q3 2026 diluted EPS of $0.53 (core $0.65) on record net interest income of $208.0 million, with the GAAP figure held down by a $17.5 million loss on extinguishment of debt. Net income was $69.2 million, or $0.53 per diluted share, versus $78.1 million ($0.60) in Q2 2026 and $71.7 million ($0.55) in Q3 2025; the release states core net income of $84.3 million, or $0.65 per share, excluding a $17.5 million one-time loss on extinguishment of debt, $3.7 million of core conversion costs and $465,000 of branch restructuring expenses. Net interest income rose to a record $208.0 million from $194.3 million a year earlier, and net interest margin was 3.50% versus 3.48% in Q2 2026 and 3.43% in Q3 2025. Figures are for Q3 2026, as Provident Financial Services, Inc. reported them.
- Revenue
- $334M
- Net Income
- $69M
- EPS
- $0.53
- Total Assets
- $25.8B
- Operating Cash Flow
- $56M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $334M | $69M | $0.53 | $56M | |
| Q2 FY2026 | $327M | $78M | $0.60 | ||
| Q1 FY2026 | $347M | $79M | $0.61 | $81M | |
| Q4 FY2025 | $353M | $83M | $0.64 | $62M | |
| Q3 FY2025 | $354M | $72M | $0.55 | $97M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $1.4B | $291M | $2.23 | $431M | |
| FY2024 | $1.1B | $116M | $1.05 | $425M | |
| FY2023 | $696M | $128M | $1.71 | $166M |
Frequently asked questions
What was Provident Financial Services, Inc.'s revenue last quarter?
Provident Financial Services, Inc. reported revenue of $333.8 million for Q3 FY2026, down 5.6% from the same period a year earlier.
Is Provident Financial Services, Inc. profitable?
Yes. Provident Financial Services, Inc. reported net income of $69.2 million for Q3 FY2026, a net margin of 20.72% on revenue.
How much free cash flow did Provident Financial Services, Inc. generate?
Provident Financial Services, Inc. generated free cash flow of $56.2 million in Q3 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for Provident Financial Services, Inc. on SentiSense, with up to forty quarters and twenty fiscal years of history.