PennyMac Financial Services, Inc. Common Stock (PFSI) Financials
Key financial figures for PennyMac Financial Services, Inc. Common Stock (Q3 2026).
PFSI Q3 2026: net income $29M ($0.54 diluted EPS) on $469M net revenues, with a $7M production pretax loss offset by $99M servicing pretax income. Net income was $29M, or $0.54 per diluted share, on total net revenues of $469M (down 26% from $633M a year earlier); adjusted diluted EPS was $1.05 versus $3.33. Both GAAP ($0.54) and adjusted ($1.05) diluted EPS were below the FMP estimate of $1.27. Production segment posted a $7M pretax loss (vs $38M income in Q2 2026 and $123M in Q3 2025) as acquisitions and originations fell 30% sequentially to $24.4B UPB. Servicing segment pretax income was $99M (vs $22M in Q2 2026 and $157M in Q3 2025); owned servicing UPB reached $496B. On the outlook: Fourth quarter adjusted ROE is expected to remain near current levels (Q3 2026 annualized adjusted ROE was 5%), given the smaller origination market and ongoing expense adjustments; expense reductions of about $160M annualized by Q1 2027 versus Q2 2026. Figures are for Q3 2026, as PennyMac Financial Services, Inc. reported them.
- Revenue
- $512M
- Net Income
- $29M
- EPS
- $0.55
- Total Assets
- $29.9B
- Operating Cash Flow
- $854M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $512M | $29M | $0.54 | $838M | |
| Q2 FY2026 | $972M | $22M | $0.41 | $2.0B | |
| Q1 FY2026 | $967M | $82M | $1.53 | -$1.2B | |
| Q4 FY2025 | $2.2B | $107M | $1.97 | -$1.6B | |
| Q3 FY2025 | $883M | $182M | $3.37 | -$708M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $4.4B | $501M | $9.30 | -$1.4B | |
| FY2024 | $2.8B | $311M | $5.84 | -$4.6B | |
| FY2023 | $2.0B | $145M | $2.74 | 17.36% | -$1.6B |
Frequently asked questions
What was PennyMac Financial Services, Inc.'s revenue last quarter?
PennyMac Financial Services, Inc. reported revenue of $512.0 million for Q3 FY2026, down 42.0% from the same period a year earlier.
Is PennyMac Financial Services, Inc. profitable?
Yes. PennyMac Financial Services, Inc. reported net income of $29.0 million for Q3 FY2026, a net margin of 5.66% on revenue.
How much free cash flow did PennyMac Financial Services, Inc. generate?
PennyMac Financial Services, Inc. generated free cash flow of $837.9 million in Q3 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for PennyMac Financial Services, Inc. Common Stock on SentiSense, with up to forty quarters and twenty fiscal years of history.