Regions Financial Corp. (RF) Financials
Key financial figures for Regions Financial Corp. (Q2 2026).
Regions Financial (RF) Q2 2026 GAAP diluted EPS $0.64 (+8% YoY), adjusted EPS $0.68 (+13% YoY), NIM (FTE) 3.66%. Net income available to common shareholders of $549M; diluted EPS $0.64, up 8% YoY and 3% QoQ; adjusted diluted EPS $0.68 (adjusted net income $583M), up 13% YoY and 10% QoQ Net interest income grew to $1.277B (GAAP), up 1.4% YoY and 2.3% QoQ, while NIM (FTE) held near flat at 3.66%, down 1bp QoQ but up 1bp YoY Credit quality improved meaningfully: net charge-offs fell to an annualized 0.42% of average loans (from 0.54% in Q1 2026), and provision for credit losses dropped to $68M (from $91M in Q1 2026, $126M a year ago) Reported efficiency ratio worsened to 58.3% from 56.6% in Q1 2026, driven. On the outlook: Management did not provide updated full-year 2026 guidance with the Q2 2026 release; the most recent quantified outlook, reiterated alongside Q1 2026 results, was NII growth of 2.5-4.0% and adjusted noninterest income growth of 3-5%. Figures are for Q2 2026, as Regions Financial Corporation reported them.
- Revenue
- $1.7B
- Net Income
- $570M
- EPS
- $0.64
- Total Assets
- $161.3B
- Operating Cash Flow
- $369M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q2 FY2026 | $2.4B | $570M | $0.64 | 30.19% | |
| Q1 FY2026 | $2.3B | $559M | $0.62 | 30.68% | $863M |
| Q4 FY2025 | $2.4B | $534M | $0.58 | 29.4% | -$322M |
| Q3 FY2025 | $2.5B | $569M | $0.61 | 28.84% | $853M |
| Q2 FY2025 | $2.4B | $563M | $0.59 | 29.05% | $559M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $9.6B | $2.2B | $2.29 | 28.55% | $2.2B |
| FY2024 | $9.4B | $1.9B | $1.93 | 25.11% | $1.5B |
| FY2023 | $9.2B | $2.1B | $2.11 | 28.48% | $2.2B |
Frequently asked questions
What was Regions Financial Corporation's revenue last quarter?
Regions Financial Corporation reported revenue of $2.38 billion for Q2 FY2026, down 2.1% from the same period a year earlier.
Is Regions Financial Corporation profitable?
Yes. Regions Financial Corporation reported net income of $570.0 million for Q2 FY2026, a net margin of 23.97% on revenue.
How has Regions Financial Corporation's margin trended?
Operating margin was 30.19% in Q2 FY2026, compared with 29.05% in the same period a year earlier. The quarter by quarter series is on the SentiSense financials page.
When does Regions Financial Corporation report next?
Regions Financial Corporation is scheduled to report results on 2026-10-16. The company has confirmed that date.
Full income statement, balance sheet and cash flow for Regions Financial Corp. on SentiSense, with up to forty quarters and twenty fiscal years of history.