Simmons First National Corp (SFNC) Financials
Key financial figures for Simmons First National Corp (Q2 2026).
Simmons First National reported Q2 2026 diluted EPS of $0.46 on net income of $66.7 million, with net interest margin holding flat at 3.84% (FTE) for a second straight quarter as loan growth and expense discipline offset a linked-quarter dip in earnings. Net income was $66.7 million ($0.46 diluted EPS), down from $68.5 million ($0.47) in Q1 2026 but up from $54.8 million ($0.43) a year ago; adjusted EPS was $0.50, up from $0.44 in Q2 2025. Net interest income rose to $200.6 million (+7% annualized linked-quarter, +17% YoY) as the NIM held at 3.84% FTE, up 78 bps YoY, with cost of deposits easing to 1.93%. Total loans grew to $18.1 billion (+3% annualized linked-quarter, +6% YoY), while total deposits fell to $19.7 billion as brokered and wholesale funding continued to run off post-repositioning. Figures are for Q2 2026, as Simmons First National Corporation reported them.
- Revenue
- $308M
- Net Income
- $67M
- EPS
- $0.46
- Total Assets
- $24.8B
- Operating Cash Flow
- $145M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q2 FY2026 | $356M | $67M | $0.46 | 23.45% | $126M |
| Q1 FY2026 | $302M | $69M | $0.47 | 18.72% | $34M |
| Q4 FY2025 | $359M | $78M | $0.54 | 26.21% | $105M |
| Q3 FY2025 | -$446M | -$563M | -$4.00 | $217M | |
| Q2 FY2025 | $354M | $55M | $0.43 | 17.97% | $66M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $627M | -$398M | -$2.95 | -84.18% | $423M |
| FY2024 | $1.4B | $153M | $1.21 | 11.84% | $380M |
| FY2023 | $1.3B | $175M | $1.38 | 14.95% | $508M |
Frequently asked questions
What was Simmons First National Corporation's revenue last quarter?
Simmons First National Corporation reported revenue of $355.6 million for Q2 FY2026, up 0.4% from the same period a year earlier.
Is Simmons First National Corporation profitable?
Yes. Simmons First National Corporation reported net income of $66.7 million for Q2 FY2026, a net margin of 18.75% on revenue.
How has Simmons First National Corporation's margin trended?
Operating margin was 23.45% in Q2 FY2026, compared with 17.97% in the same period a year earlier. The quarter by quarter series is on the SentiSense financials page.
When does Simmons First National Corporation report next?
Simmons First National Corporation is scheduled to report results on 2026-10-15. The company has confirmed that date.
Full income statement, balance sheet and cash flow for Simmons First National Corp on SentiSense, with up to forty quarters and twenty fiscal years of history.