SYNCHRONY FINANCIAL (SYF) Financials
Key financial figures for SYNCHRONY FINANCIAL (Q2 2026).
Synchrony Financial reported revenue of $4.69 billion for Q2 FY2026, down 0.4% from the same period a year earlier. Net income was $885.0 million, or $2.59 per share. Operating margin came to 25.27%, against 26.66% a year earlier. Free cash flow for the period was $2.42 billion. Across the last 5 reported quarters, quarterly revenue has moved from $4.71 billion in Q2 FY2025 to $4.69 billion in Q2 FY2026. The figures above are as filed, and the full income statement, balance sheet and cash flow history for Synchrony Financial are on the SentiSense financials page.
- Revenue
- $4.6B
- Net Income
- $885M
- EPS
- $2.61
- Total Assets
- $121.9B
- Operating Cash Flow
- $2.4B
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q2 FY2026 | $4.7B | $885M | $2.59 | 25.27% | $2.4B |
| Q1 FY2026 | $4.7B | $805M | $2.27 | 22.44% | $2.2B |
| Q4 FY2025 | $4.8B | $751M | $2.04 | 19.97% | $2.5B |
| Q3 FY2025 | $4.8B | $1.1B | $2.86 | 29.56% | $2.6B |
| Q2 FY2025 | $4.7B | $967M | $2.50 | 26.66% | $2.6B |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $19.1B | $3.6B | $9.29 | 24.17% | $9.9B |
| FY2024 | $20.8B | $3.5B | $8.55 | 21.93% | $9.8B |
| FY2023 | $17.3B | $2.2B | $5.19 | 16.75% | $8.6B |
Frequently asked questions
What was Synchrony Financial's revenue last quarter?
Synchrony Financial reported revenue of $4.69 billion for Q2 FY2026, down 0.4% from the same period a year earlier.
Is Synchrony Financial profitable?
Yes. Synchrony Financial reported net income of $885.0 million for Q2 FY2026, a net margin of 18.86% on revenue.
How has Synchrony Financial's margin trended?
Operating margin was 25.27% in Q2 FY2026, compared with 26.66% in the same period a year earlier. The quarter by quarter series is on the SentiSense financials page.
When does Synchrony Financial report next?
Synchrony Financial is scheduled to report results on 2026-10-20. The company has confirmed that date.
Full income statement, balance sheet and cash flow for SYNCHRONY FINANCIAL on SentiSense, with up to forty quarters and twenty fiscal years of history.