United Bankshares Inc (UBSI) Financials
Key financial figures for United Bankshares Inc (Q3 2026).
United Bankshares earned $128.7 million, or $0.94 per diluted share, on record net interest income of $294.3 million and a 3.86% net interest margin. Net income was $128.7 million ($0.94 diluted EPS), down from $131.4 million ($0.95) in the second quarter of 2026 and from $130.7 million ($0.92) in the third quarter of 2025; EPS was up year over year on a lower share count while net income was down about 2%. Net interest income was a record $294.3 million, up $8.9 million (3%) from the second quarter and $14.1 million (5%) from a year earlier, helped by loan growth, purchases of higher-yielding securities and a 33 basis point lower rate paid on interest-bearing deposits versus a year ago. Figures are for Q3 2026, as United Bankshares, Inc. reported them.
- Revenue
- $463M
- Net Income
- $129M
- EPS
- $0.94
- Total Assets
- $34.2B
- Operating Cash Flow
- $168M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $463M | $129M | $0.94 | ||
| Q2 FY2026 | $418M | $131M | $0.95 | ||
| Q1 FY2026 | $448M | $124M | $0.89 | $156M | |
| Q4 FY2025 | $461M | $129M | $0.91 | $127M | |
| Q3 FY2025 | $475M | $131M | $0.92 |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $1.8B | $465M | $3.27 | $481M | |
| FY2024 | $1.6B | $373M | $2.75 | $433M | |
| FY2023 | $1.5B | $366M | $2.71 | $424M |
Frequently asked questions
What was United Bankshares, Inc.'s revenue last quarter?
United Bankshares, Inc. reported revenue of $462.5 million for Q3 FY2026, down 2.6% from the same period a year earlier.
Is United Bankshares, Inc. profitable?
Yes. United Bankshares, Inc. reported net income of $128.7 million for Q3 FY2026, a net margin of 27.83% on revenue.
How many quarters of United Bankshares, Inc. financials does SentiSense hold?
SentiSense holds up to forty quarters and twenty fiscal years of income statement, balance sheet and cash flow history for UBSI. The 5 most recent quarters are summarised above.
Full income statement, balance sheet and cash flow for United Bankshares Inc on SentiSense, with up to forty quarters and twenty fiscal years of history.