United Community Banks, Inc. (UCB) Financials

Key financial figures for United Community Banks, Inc. (Q2 2026).

United Community Banks, Inc. reported revenue of $382.8 million for Q2 FY2026, up 1.7% from the same period a year earlier. Net income was $115.6 million, or $0.95 per share. Operating margin came to 36.14%, against 26.72% a year earlier. Free cash flow for the period was $121.4 million. Across the last 5 reported quarters, quarterly revenue has risen from $376.2 million in Q2 FY2025 to $382.8 million in Q2 FY2026. The figures above are as filed, and the full income statement, balance sheet and cash flow history for United Community Banks, Inc. are on the SentiSense financials page.

Revenue
$279M
Net Income
$116M
EPS
$0.95
Total Assets
$29.1B
Operating Cash Flow
$131M

Recent quarters

PeriodRevenueNet IncomeEPSOperating MarginFree Cash Flow
Q2 FY2026$383M$116M$0.9536.14%$121M
Q1 FY2026$378M$84M$0.6928.69%$62M
Q4 FY2025$403M$86M$0.7127.93%$111M
Q3 FY2025$391M$92M$0.7030.19%$118M
Q2 FY2025$376M$79M$0.6326.72%$85M

Recent fiscal years

PeriodRevenueNet IncomeEPSOperating MarginFree Cash Flow
FY2025$1.5B$328M$2.6227.48%$408M
FY2024$1.5B$252M$2.0421.82%$303M
FY2023$1.3B$188M$1.5418.01%$221M

Frequently asked questions

What was United Community Banks, Inc.'s revenue last quarter?

United Community Banks, Inc. reported revenue of $382.8 million for Q2 FY2026, up 1.7% from the same period a year earlier.

Is United Community Banks, Inc. profitable?

Yes. United Community Banks, Inc. reported net income of $115.6 million for Q2 FY2026, a net margin of 30.21% on revenue.

How has United Community Banks, Inc.'s margin trended?

Operating margin was 36.14% in Q2 FY2026, compared with 26.72% in the same period a year earlier. The quarter by quarter series is on the SentiSense financials page.

How much free cash flow did United Community Banks, Inc. generate?

United Community Banks, Inc. generated free cash flow of $121.4 million in Q2 FY2026, after capital expenditure.

Full income statement, balance sheet and cash flow for United Community Banks, Inc. on SentiSense, with up to forty quarters and twenty fiscal years of history.