UMB Financial Corp (UMBF) Financials
Key financial figures for UMB Financial Corp (Q3 2026).
UMB earned $3.56 per diluted share in Q3 2026 (GAAP net income to common $272.3M, up 51.0% year over year) on revenue of $772.4M, with net charge-offs at 0.13% of average loans. GAAP net income available to common shareholders was $272.3M, or $3.56 per diluted share, versus $271.8M and $3.56 in Q2 2026 and $180.4M and $2.36 in Q3 2025. Net operating income to common (non-GAAP) was $272.4M, or $3.56 per share. Revenue was $772.4M, up 13.9% year over year and down from $778.0M in Q2 2026. Net interest income was $540.0M (up 13.7% year over year, up 1.4% from Q2 2026); noninterest income was $232.4M (up 14.3% year over year, down 5.3% from Q2 2026, which had a $17.9M gain on a non-marketable security sale). Figures are for Q3 2026, as UMB Financial Corp. reported them.
- Revenue
- $1.1B
- Net Income
- $278M
- EPS
- $3.58
- Total Assets
- $72.7B
- Operating Cash Flow
- $374M
Recent quarters
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| Q3 FY2026 | $1.1B | $278M | $3.56 | $363M | |
| Q2 FY2026 | $1.1B | $278M | $3.56 | ||
| Q1 FY2026 | $867M | $261M | $3.35 | $357M | |
| Q4 FY2025 | $1.1B | $215M | $2.74 | $95M | |
| Q3 FY2025 | $1.5B | $188M | $2.36 | $258M |
Recent fiscal years
| Period | Revenue | Net Income | EPS | Operating Margin | Free Cash Flow |
|---|---|---|---|---|---|
| FY2025 | $4.4B | $702M | $9.29 | $978M | |
| FY2024 | $2.6B | $441M | $8.99 | $201M | |
| FY2023 | $2.2B | $350M | $7.18 | $446M |
Frequently asked questions
What was UMB Financial Corp.'s revenue last quarter?
UMB Financial Corp. reported revenue of $1.13 billion for Q3 FY2026, down 24.4% from the same period a year earlier.
Is UMB Financial Corp. profitable?
Yes. UMB Financial Corp. reported net income of $278.1 million for Q3 FY2026, a net margin of 24.66% on revenue.
How much free cash flow did UMB Financial Corp. generate?
UMB Financial Corp. generated free cash flow of $362.8 million in Q3 FY2026, after capital expenditure.
Full income statement, balance sheet and cash flow for UMB Financial Corp on SentiSense, with up to forty quarters and twenty fiscal years of history.