Upstart Holdings, Inc. (UPST)

Financials ยท Finance Services

Upstart Holdings, Inc. (UPST) is listed on Nasdaq, where its shares have traded since December 16, 2020. SentiSense covers Upstart Holdings, Inc. in the Financials sector, and its Standard Industrial Classification is Finance Services. Paul Gu is its chief executive officer. The company reports 1,405 employees, and its corporate website is www.upstart.com.

About Upstart Holdings, Inc.

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).

Latest reported results

Upstart Holdings, Inc. reported revenue of $383.4 million for Q3 FY2026, up 34.1% from the same period a year earlier.

Institutional ownership

In 13F filings for the quarter ended June 30, 2026, 359 institutions reported holding UPST, with 59.9 million shares worth $2.1 billion in aggregate. The largest reported holders were Vanguard, BlackRock and Morgan Stanley. Of the 5 largest reported holders, 2 added shares and 3 reduced their positions during the quarter.

More on UPST

  • UPST sentiment: whether news and social coverage of Upstart Holdings, Inc. leans bullish or bearish, and the stories driving it.
  • UPST ownership: all 359 reporting institutions, plus insider and congressional trades.
  • UPST financials: revenue, net income, operating margin and free cash flow through Q3 FY2026.

SentiSense also tracks daily options readings for Upstart Holdings, Inc.: IV rank, put/call percentile, 25-delta skew and open-interest walls.

Frequently asked questions

What does Upstart Holdings, Inc. do?

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform.

What sector is UPST in?

SentiSense classifies Upstart Holdings, Inc. in the Financials sector, and its Standard Industrial Classification is Finance Services.

Where does UPST stock trade?

Upstart Holdings, Inc. (UPST) is listed on Nasdaq, where its shares have traded since December 16, 2020.

Who is the CEO of Upstart Holdings, Inc.?

Paul Gu is the chief executive officer of Upstart Holdings, Inc..