Affirm Holdings, Inc. Class A Common Stock (AFRM)
PERSONAL CREDIT INSTITUTIONS
- Headquarters
- United States
- Employees
- 2,206
- Market Cap
- $24.5B
About Affirm Holdings, Inc. Class A Common Stock
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
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